Prepare Now: NEW Massive Housing Market STIMULUS will result in ultimate Rugpull of U.S. Homeowners
Video Transcript
Subscribe To Big Money hi everyone hope you are doing well welcome back to another semi satirical episode of the housing markets now there is a sense that the housing market will never see a property correction again and anyone who dares to say that there will be one looks and sounds foolish but what if I told you that there is a new Breaking development a new massive Ultra stimulus push that the elites have plannned for our economy one that will turn many Americans only and last remaining asset into liabilities that’s right in today’s video I’m going to talk about one of the biggest stimulus pushes that is going to take place in the housing markets the implications behind this will be a huge temporary boost to consumer spending at the cost of sacrificing the home equity that most people have spent a lifetime building up similar to last time we’re going to talk about anything related to economics in plain simple English nothing too complicated to understand teenagers will understand this video some of my commentary will be entertainment look people are very stressed when listening to this stuff you do need some entertainment now let’s start off with the big announcement stimulus for the economy is coming ahead of the upcoming presidential election but wait you might be thinking you haven’t seen anything in the news about getting checks in the mail like we did in 2020 or 2021 that’s because this is a different type of stimulus here’s what you need to know this coming summer there is a substantial housing mortgage reform that could unleash the next big us stimulus of up to $1 trillion dollar into the economy that’s right just before this year’s election they are going to orchestrate the final pump to Kickstart consumer spending again now I’m going to explain what’s going on here it’s very important last month the government sponsored agency Freddy Mack filed a proposal with its regulator the federal Housing Finance Agency short for fhfa to enter the secondary mortgage Market before I continue let me Define what a secondary mortgage is so that everyone knows a secondary mortgage is a home secured loan taken out on your house while the original mortgage is still being repaid similar to The First Mortgage the second mortgage uses your property as collateral now for some context before the financial crisis there was more than 700 billion in home equity loans outstanding in 2008 today there’s about 350 billion in plain English that means people have been more conservative a good thing to keep the equity in their house as is and not borrow against it using it as a loan this is because a lot of banks have actively taken down their mortgage exposure over the past decade to manage their risk but now with Freddy Mack trying to enter the secondary housing mortgage Market this means that they are trying to unlock the 32 trillion in equity on homeowner balance sheets and encourage people to tap this Equity through home equity loans by taking out a secondary mortgage this is happening at a time when inflation has completely changed the way people live on a day-to-day basis in the US so much so that a lot of middle class Americans are tapped out from these high prices just look at the consumer stocks in the market so many of them are in bare Market territory but before we get into how this will be a massive problem for the housing markets I’ve got a tool today that will help you save more money let me introduce today’s partner Kudos so one of the big picture missions of my channel is to help my audience earn more and save more there are certain tools that can help accomplish this goal and that’s where today’s video partner comes in what if I told told you that there is an easy way to turn your everyday purchases into free flights hotel stays and awesome travel experiences by leveraging your current spending it’s called Kudos and it’s a completely free browser extension and AI powered wallet that helps you maximize your credit card rewards and benefits when you shop online Kudos makes it easy to earn more travel rewards by automatically suggesting the best credit card to use on each purchase to ensure that you’re always racking up the highest miles points or cash back based on the cards that you have Kudos is also partnered with the points guide so you can discover new credit cards and get access to the highest sign up bonuses possible when you apply for a new card but Kudos doesn’t just help with you earning more rewards it also saves you time as it makes shopping a breeze by autofilling your credit card info with one click to put it in simple terms Kudos is very easy it’s like using Apple pay honey and nerd wallet all at once the best part is that Kudos is completely free no hidden fees just more cash back into your own pocket Kudos is trusted by over 200,000 Shoppers and was awarded the number one app to multiply your rewards by card rates start turning your everyday purchases into free travel by clicking the link below and use the signup code Larry to get $20 back after your first eligible Purchase start getting more out of your credit cards with Kudos today now back to the video there are estimates that banks are conducting that suggest that Freddy Matt could unlock about 900 80 billion in equity for homeowners to be used as basically a line of credit and if fenny May and jinny Mack joined the picture there estimates that the secondary home equity loan Market could exceed $3 trillion to put it in simple terms that basically means that homeowners will be given the option to tap their home equity to get the cash to stay a flat in the current High inflation environment ahead of the US election I think think that millions and millions of people now that this option will be available soon will use it this basically means that a typical American most valued asset is slowly being converted into a future liability now if you connect the dots together what is all this additional spending in the economy going to do that’s right everyone all this additional spending is going to cause a feedback loop cycle it’s going to EXC accelerate inflation even further than what we’re seeing now and reverse the progress that the Federal Reserve has made on inflation analysts seem to think that there is between 800 billion and 1.5 trillion in potential home equity loans if the secondary mortgage Market is tapped to put it in perspective stimulus of this size to the economy is comparable to Biden’s 2021 American Rescue plan which totaled 1.9 trillion when we got the stimulus checks and we all know that that was responsible for spiking inflation from 1.5% all the way to 9% in 2022 I think that it’s highly likely that a lot of people have to tap into a secondary mortgage if available to get access to more liquidity from their house especially if the job market becomes more challenging all this flood of liquidity is going to act as stimulus which is going to bring a complete halt to all the progress the FED has made on inflation they were so so close to getting to that 2% Target weren’t they but now with this new policy coming online very soon it looks like all the effects of tight monetary policy on inflation may be about to reverse now I mean people aren’t stupid okay they know what’s going on you should read what this means for you read the comments that are happening on Reddit read the comments that are happening on this Wall Street journal’s article on this topic I’ve linked these sites in the description below look folks if people borrow a secondary mortgage on their homes because they need the cash they are on the hook for these loan payments and if they are delinquent they could lose their homes another situation is that if home prices start falling from here after the secondary mortgages are taken it’s possible that millions of homeowners may need to sell their homes to avoid negative equity where the loan is more valuable than the market value of the house guys what’s going on here is a giant wealth transfer mechanism that could turn the biggest assets that most hardworking people own into one giant liability there are estimates that most Americans have about 60 to 70% of their wealth tied up in their homes so here’s the most critical part it’s taxpayers who will back these secondary mortgages if they default now that cash out refinancing is not a popular thing because of high interest rates these secondary mortgages by Freddy Mack which allow the owner to keep the interest rate of their primary mortgage are going to be very popular among people who need the extra funds we’ve heard that housing defaults and foreclosures have been at record lows well this is because home equity has been quite stable in the US but the home equity picture is about to change and if there is any uptick in unemployment that could make paying the secondary mortgage more difficult and make foreclosures more likely and because there’s already an affordability problem in the US an increase in Supply and housing is unlikely to be met with the quick demand to absorb it and that will cause the entire Market to get even more eLiquid than it is now now in Practical terms will this new plan by Freddy Mack go through and the important thing is that it’s yes it is likely to go through the official rule is that Freddy Mack can automatically adopt this plan within 60 days unless its regulatory agency vetos it more information on this in the description below I’ve included the information in my description the bottom line is that the US Administration is now orchestrating the greatest wealth transfer in history from what’s left of the common hardworking man to the banks so get ready for the US economy to see a big temporary consumer spending recovery one that could provide a huge boost to the markets one that is made possible because people are forced to trade in their home equity asset for extra current liquidity to stay afloat and that’s going to turn into a massive liability the underlying strength in the housing market where people have built up Equity over time is about to get reduced and this is going to make the phrase from the world economic Forum come true you will own nothing and you will be happy to get one step further you will not only own nothing and the banks will own you instead so my friends be very careful about these secondary mortgages by Freddy Mack this is a gigantic strategy to shift the risk from the banks back to the taxpayers as Abraham Lincoln once famously said you can fool all the people some of the time and some of the people all the time but you cannot fool all of the people all of the time eventually people will see what’s going on here people aren’t stupid I just want to share this with you before it’s too late crisis are years in the making they do not happen overnight they don’t even happen in one two or even three years the key is being ready when it happens because when it does you can literally catapult your social status up five ladders if you play your cards right in the meantime you’re going to have to potentially endure even more intense inflation than previously imagined companies are going to be more Ruth list than ever about their cost cutting strategies they’re going to protect their bottom line your goal is to survive the chopping block there is a famous saying by German philosopher friedrick Nisha that which does not kill you only makes you stronger for those of you who still have your jobs you’re in a position of strength keep your job so that you don’t have to take out these secondary mortgages a dangerous game is being played and I want you to win it if you enjoyed the video leave a like thank you for watching I want to help read my stuff on substack thank you to Kudos for helping my viewers make the most of their resources I will see you next timeHow Big Money Invests In Real Estate
Solving Common Challenges
Investing in real estate is a proven strategy for wealth generation. Yet, it is not without its challenges, especially for those new to the field or without the vast resources of big-money investors. Ever wondered how the big players overcome these obstacles and consistently succeed? Let’s dive into two common problems in real estate investing and explore effective solutions to tackle them.
Access to Capital and Financing
One of the biggest hurdles for real estate investors is accessing sufficient capital. Real estate investments often require significant upfront costs, which can be daunting. Have you found yourself struggling to secure funding for your investment projects? Without the deep pockets that institutional investors have, many potential investors hit a wall.
Challenges in Securing Financing
- High Down Payments: Traditional loans often require large down payments, which can be a barrier.
- Strict Lending Criteria: Banks and lenders have stringent criteria that can be difficult to meet.
- Risk Assessment: Lenders may view real estate investments as high-risk, leading to unfavorable loan terms.
Market Knowledge and Timing
Understanding the market and timing your investments are critical for success in real estate. How do big investors seem to always get it right? They possess extensive knowledge and resources to analyze market trends and make informed decisions. But what if you don’t have access to that level of expertise?
Challenges in Market Knowledge
- Lack of Data: Accessing comprehensive and reliable market data can be challenging.
- Understanding Trends: Interpreting market trends requires experience and expertise.
- Risk of Overpaying: Without proper market insight, there’s a risk of overpaying for properties or missing out on lucrative opportunities.
Solutions to Overcome These Challenges
Now that we’ve identified the problems, let’s explore how you can overcome them with strategies that even big-money investors use.
Leverage Partnerships and Syndications
Forming partnerships or joining real estate syndications can provide the capital and resources needed for larger investments.
- Step 1: Network with other investors and professionals in real estate forums and meetups.
- Step 2: Look for syndication deals where multiple investors pool their resources.
- Tip: Ensure all legal agreements are clear and protect your interests.
Utilize Creative Financing Options
Explore alternative financing options beyond traditional bank loans to raise the necessary capital.
- Step 1: Consider options like hard money loans, seller financing, or private money lenders.
- Step 2: Evaluate the terms and conditions carefully to ensure they align with your investment goals.
- Tip: Build strong relationships with these alternative financiers to secure better deals in the future.
Invest in Real Estate Education
Equip yourself with the knowledge needed to analyze markets and make informed investment decisions.
- Step 1: Enroll in real estate courses and attend industry seminars.
- Step 2: Subscribe to market analysis services and real estate journals.
- Tip: Stay updated with the latest trends and news in the real estate market.
Use Technology and Data Analytics
Leverage technology to gain insights and make data-driven decisions.
- Step 1: Use real estate analytics tools to evaluate market conditions and property values.
- Step 2: Employ software for financial modeling and risk assessment.
- Tip: Regularly review and analyze the data to stay ahead of market trends.
Diversify Your Investment Portfolio
Spread your investments across different types of properties and locations to mitigate risk.
- Step 1: Invest in a mix of residential, commercial, and rental properties.
- Step 2: Consider properties in various geographical locations to reduce market-specific risks.
- Tip: Rebalance your portfolio periodically based on market performance and trends.
Start Fixing These Problems Today
By leveraging partnerships, exploring creative financing, investing in education, using technology, and diversifying your portfolio, you can overcome the common hurdles in real estate investing. These strategies will help you secure capital, understand the market better, and make informed decisions.
At BigMoneyInvesting.com, we are here to guide you through these processes. Our resources and community support can help you take the first steps toward successful real estate investing.
Who Am I?
Hello, I’m Chris, the founder of BigMoneyInvesting.com. I’ve been where you are now—eager to invest in real estate but unsure how to navigate the challenges. I started this platform to help people like you who are passionate about investing, wealth creation, and understanding financial issues. At BigMoneyInvesting.com, we provide tips, strategies, and community support to help you solve these problems and achieve your investment goals. Join us, and let’s build wealth together!
Thank you for being a part of our amazing community.
We can’t wait to see you shine finanically!
#BigMoneyInvesting #big #money #investing #lifestyle #investors
Support Big Money Investing Sponsors
-
Book Sets, Books, How Big Money Investors Think About Money, How To Think Like A Big Money Millionaire
Big Money Financial Investment Management Book Set
$85.44 – $177.66Select options This product has multiple variants. The options may be chosen on the product pageQuick View -
Books, How To Think Like A Big Money Millionaire, Top Level Communication Skills
How to Talk to Anyone by Leil Lowndes 92 Little Tricks for Big Success in Relationships
Original price was: $18.24.$12.89Current price is: $12.89.Select options This product has multiple variants. The options may be chosen on the product pageQuick View -
Books, How To Think Like A Big Money Millionaire
Poor Economics By Abhijit V.Banerjee
Original price was: $18.09.$12.14Current price is: $12.14. -
Book Sets, Books, How Big Money Investors Think About Money, How To Think Like A Big Money Millionaire, Spiritual, Wealth Creation
7 Book Set – Master Your Time – Master Your Beliefs – Master Your Destiny – Master Your Thinking – Master Your Emotions – Master Your Motivation – Master Your Focus By Thibaut Meurisse
Original price was: $93.43.$67.33Current price is: $67.33.
Comments (36)
fear a housing crash due to people buying homes above asking prices with little equity. If prices drop, affordability and potential foreclosures may arise, worsened by future layoffs and rising living costs. I want to invest more than $300k, but I'm not sure on how to mitigate risk.
Bro when is your next video coming out!!! I need the update. lol
Yay! take out a 2nd mortgage to pay your higher TAXES! INSURANCE! and the FREE HEALTH CARE & HOTELS for the ILLEGALS! this sounds like a wonderful LEVELER plan!
2006 all over again. Today is the day !
This is directed towards women that own homes.
Thank you for the truth
If you already own a second home right now, would you sell or look to rent it out?
Dude, what is up with the litany of fake financial advisor spam on your account
Thank you!!! I’m a senior with $ issues, was thinking about a HELOC-not now!!! God help us all!
Adding a secondary mortgage is just accelerating the speed at which Blackrock and the like will buy up the housing market. We will become a renter nation and that will be the final death nail in the middle class coffin.
If it sounds to good to be true, it probably is…
But common sense isn’t a popular commodity nowadays.
I think it's time to make it more appealing for potential buyers. Real estate can be quite the rollercoaster! the stress and uncertainty are getting to me. I think I'll cut rents to attract potential buyers and exit the market, but i'm at crossroads if to allocate the entire $680k liquidity value to my stock portfolio?
Gov < a snake in the grass
This will help their banking buddies, and another flood of foreclosures will allow their investor buddies to buy up RE cheap. 😂.
Never use a home equity line of credit or you will go down for the count
If you are smart, you will not be using any credit cards right?Nor you may start feeling serious financial pain
Just another reason to only buy what you can afford, not what you can fit into your monthly cash flow budget.
Housing as an asset is WRONG THINK.
Shelter is a necessity, so it shouldn't be so over valued.
Thank those house flippers and Corporate America for making flipping housed more lucrative than working a wage.
Something very broken.
If you can afford the mortgage it doesn't matter if the loan is bigger than the value of the home. It will reverse again. It's just a matter of waiting.
They pumped 30 trillion into our failing economy since 2020 another one trillion won’t do anything to stimulate the economy. It will keep taking more and more money to keep the Ponzi going with less and less return. The system is collapsing and there nothing the clowns in DC can do.
Understanding how economics works is critical thinking
It's going through and I'm worried when people lose jobs or can't pay back, there will ve another bailout plan allowing people to defer payments or tack them onto the back-end of the loan.
I feel like a vulture just waiting for the housing crash so I can actually get a good priced home. I, however, have never owned a home nor gone through a crash so it’s possible I have no idea what I’m actually waiting for but time will tell
I knew it
Look, a house is not an investment scheme. It's your place to live and should not be purchased until you can reasonably expect to live and pay the mortgage for a decade or so. Quit playing games with homes. Quit flipping. Quit taking out loans against it, etc. Stupid kids…
It is still unclear for me: if the current mortgage borrowers will start taking the second mortgages, than they don't need to sell their houses to get some money. Shortage of the houses supply and hyperinflation will push the home prices up! Correct me if I am wrong.
Banks love getting homes back so they can resell the mortgage to the next clients. What asset can you sell, get back and sell again at a higher price and make more profits.
Banks and National Association of Realtors are the largest $ spent on Lobbyists. A long career in banking wealth management, more money more options do not lend from banks build up your savings investments so you are no longer on the hampster wheel for corporations that just care about shareholders'profits not the well-being of their clients.
R U N!!!!!!!
How very corrupt they are, what the set up.
Costing us all, no matter what.
Wow great information! Thank you!
Secondary mortgage, HELOC.. these things are nothing new. Many people already have these already. How would FM entering the market significantly change things? It sounds like just another lender..
What about the falsified CPI? So close to 2% inflation?
It's a trap!
So Larry, what you are saying is financially responsible taxpayers like me, with a credit rating above 800, will be on the hook once again, just like in 2008, for the financially irresponsible high flyers and liars. Sounds about right. People! Don’t treat your primary residence like a casino. Live below your means and save. Invest in yourself. Invest in index funds. Neither a borrower nor a lender be.
No one believes they are responsible for their own debts anymore. The government will just bail them out.