How to Pay Off A Credit Card with 0 Cash Flow! | Big Money Investing Review

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okay I’m going to tell you something that you’re going to have to share with all your friends banks are not going want to know about this so please don’t share this with any Bankers you don’t have to increase your income you don’t have to get a second job you don’t have to get a side hustle you don’t even have to do anything that isn’t ethical and what I’m going to show you is so crazy simple you’re literally going to go like this and go how come I didn’t think about this but you’re definitely going to want to share this with all your friends what I’m going to show you is if you make three $3,000 and like most people like almost 99% of everybody so you’re not alone pays $3,000 in expenses and has zero cash flow that’s why most people’s net worth never grows I’m going to show you how to do it cuz this is what I do my name is Andrew cartr I’m here to help you get money leverage it and invest it if you’re stuck here I’m never going to be able to do that so this is a basic thing that you can do right now today that is so easy it’s going to blow your mind so stick with me for a little bit I’ll do the math so that you can see it with your own head first of all this person makes $3,000 a month let’s call it John John makes $3,000 a month he spends $3,000 every single month now John is left with zero money but he has a credit card balance because he’s got a brand new TV he’s got you know all the stuff right Xbox everything else that he’s paid like a grand for so it’s up to 10 grand it’s okay keep your Xbox I don’t want you to get rid of that but you’re paying a minimum payment of $400 that minimum payment is going to probably have you pay off that credit card in 27 years so he’s left over with absolutely zero because of this credit card debt about $400 it’s going to take him 27 years but you know what he pays this $400 at the end of the month so he pays all his expenses we’re talking about all the expenses here minus the $1,000 that you pay in rent with I’ll make another video where you can literally pay your rent on a credit card later but not in this video you can do it through like plastique and other companies that actually have ways that you can pay on a credit card but I’ll get into that later basically you’re paying 400 bucks $1,000 to rent $2,000 is going towards expenses 400 of that is actually going to a credit card so really his effective expenses every single month is about $1,600 plus his $1,000 mortgage or rent okay so basically you break it down the rent’s a th000 bucks the credit card payment is $400 other expenses are $1,600 right so now here’s what we’re going to do we’re not going to change anything this is the crazy part what we’re going to do is from that $3,000 when you get that money you’re not going to toss it in your bank account like people do on auto deposit if anything what I want you to do is put it on autopay take $1,000 to pay your rent and put autopay for the 2,000 that comes out Direct direct ly into your credit card what that does is it lowers your balance reduces your actual payment and actually gets rid of that $400 payment and increases your credit score because you’re lowering that balance it’s so crazy it’s so simple I hope you get it by the end of this video because you might have just missed it I’m going to cover it again so basically we’re going to go month One $110,000 credit card debt $2,000 payment that came directly out of your check and instead of going into your bank account it paid off your credit card you got nervous because you got nothing in your bank account but you do have a balance of $2,000 that you can now spend on your credit card you can earn air mile points you can earn travel points you can earn points for like food and clothing and all kinds of stuff so now we’re going to earn back an additional 1,600 points every single month so there’s $8,000 balance on your credit card you’re going to pay in expenses this is going to cover all your expenses that you’re paying your food your groceries all your other stuff your kids toys whatever it is 1,600 bucks you’ll be at 9600 bucks now here’s the beautiful thing guess what we did we got rid of this payment this payment is already included in the $22,000 you dropped so you don’t have to worry about that $400 anymore because it’s getting killed when you pay the $2,000 but now if you notice before this at the end of the month every month you’d be at 10,000 but now you’re at 9,600 bucks you actually credit score goes up you’re actually paid $400 it doesn’t seem like much but the point is time time is what wins the game it’s why we do direct lending to get people to buy property so that when they buy property they pay off the property over time and poof they’re wealthy right and we do that we don’t need people’s tax returns we do a soft pool it’s crazy my goal is to lend you guys the most money our total line packages right now is about a billion dollars a month and we’d love to increase that and we’d love to help you get the access to fix and flip and also any rental property you want make sure you hit the link down below because we’re going to take care of you cuz this is just the basics this is to get you healthy so we can make you rich all right so month two 9600 bucks that’s your balance on that credit card you’re going to do the same thing you’re going to your check that you get that $2,000 is going to go over here into that credit card balance and basically now you’re at $7,600 pretty cool right now you’re going to pay your normal $1,600 in expenses you know your toys for the kid your food all the stuff maybe your nails your hair whatever it is okay now we’re back up to 92 but we’re not 10,000 anymore now we’re 92 I’m only 2 months into this I haven’t done anything different what new job have you taken what new side hustle have you learned on my channel that you don’t have to use right just the way you pay bills can change your life literally I make two payments on every one of my loans every single month the banks hate me I got a whole another video I should show you on that one cuz I’ve been doing that for years I got it set up on an autopay I pay off my loans like 10 years before they’re they’re even supposed to be due and I don’t pay any more money I just know how to play this game Banks don’t want you to know this this video will probably get suppressed I guarantee it because Banks run the world and they fund everything and they don’t want you to know how to do stuff like this but every Banker knows this so we take the expenses we’re at this third month 9,200 bucks $22,000 you make to the payment $7,200 now you’re $1,600 now we’re $8,800 bucks you’ve literally paid down what what you paid down 1,200 bucks we’re only in month two and you wiped out that $400 payment and now your credit score is going up why because while your balance is going down get guess what your credit is going up because they love to see your balance going down and we’re going to talk about other things like 0% interest credit cards don’t get me started home equity lines to kill this too don’t anyway don’t get me started I want to keep it simple this is something you can share with your friends family and kids so here’s the bottom line if you have credit card interest $10,000 at 21% interest you are paying $2100 $2,100 you’re paying out of your pocket pocket that’s going to a bank that’s why Bankers they love this do you know how much money is made on credit cards why do you think you can fill out an application and you can literally get a line of credit like free money to use it’s because Banks this is one of the most profitable centers of all in fact by the time 5 years go by let’s say 5 years right let’s take it out let’s say your Core Balance was 10 grand in 5 years they’ve got $10,400 back so if you’ve had a maxed out credit card for 5 years you have already paid off completely what you had the problem is you don’t get any credit for it because none of it went towards principal and this is what this is so at $8,000 you’re paying 1,680 bucks look at how much of a difference that is that you’re chopping down every time you make a payment then $6,000 when you get to here it’s 122260 do you see what’s happening here within no time I’m literally cutting $1,000 out which is adding back to your income which is raising your credit and you’re not changing anything other than instead of your money going into bank account it’s going to pay a credit card down and guess what you can’t pay interest on something you paid so the $2,000 that you just paid off they can’t charge you interest on that but when you use it they can’t can’t charge you interest till you had the money so now they’ve got to wait 30 days before they can charge you interest on that new money that you spent you see where I’m going cuz a lot of times if you pay off a credit card in full every month you pay zero interest right think about it think they don’t want you to get the Matrix the banks they don’t want you to get this stuff so after payoff in about 17 months so we’re talking about a year compared to normal normal that Banks like and is okay with the world is 27 years I’m showing how you can kill this card in literally a little over a year and a half by doing nothing different by making no more income starting with 1,000 you kill that $400 payment and you pay it off over time and if you were to do it we’re talking a long time at 400 bucks if you divide it into 10 grand would be 25 months but it’s just nuts I mean you think about this for a minut let me recap you only make three grand a month maybe you make five maybe you make two doesn’t matter you have $3,000 we’re all living up to zero I’ve looked at probably at this point two or 300,000 people’s personal B balance sheets and their bank accounts and I will tell you people that make a million dollars a year that’s how much they have in the bank account every month they spend every dime so if you think $22,000 you make zero the doctor next store is zero a month too they’re not building n worth because they live up to their means right it’s called The Creep so people creep up to that zero but just by this strategy you can still be at zero so you don’t have to worry about that you just have to change the way you put that $2,000 extra by making an autopay to a credit card instead of an auto drop to your bank account that’s all it is it’s that simple again share this with friends and families but please do not share this with any Bankers you know because I have over 160 Bank that I work with I do not want any of them to see this because we count on this 21% interest is incredible it’s absolutely incredible and when your credit goes up you’re going to pay the least amount of Interest you’re going to also get 0% interest credit cards and when I go there forget about wait till I show you I’m going to do a video when you can get 0% interest credit cards and also what credit score you need to get a 0% interest card and a way to shift it off your personal credit so your credit score automatically goes to the moon because you’ve moved all your debt over to a business which I’ve been doing videos about that it saved my life I live four years on credit cards by playing with this strategy using z% interest business credit cards I’ve had all the way to $8.8 million in credit like this game is one of the best games the question is does this game play you or do you play this game I learned how to play this game and and I’ll teach you the same we also started a group called origin of opportunity where you can come over and we’re doing a a workshop where you can learn how to do this in real estate and business if you want to come we’re having an inperson $2,000 to in person I’ll just tell you the price right now no fancy sales pitch but we got $10,000 in stuff you can watch a video in the link $10,000 in stuff that we get you for the $2,000 if you want to watch it virtually you get all the $10,000 worth of stuff you don’t get to meet in person or be in my Mansion but you do get it on virtually for 600 bucks it’s the first time only and also that $600 is tax deductible so you’ll be able to deduct it from your taxes right pretty cool winwin win that’s how we like to role here so we created this incredible group called the origin of opportunity it’s where you and other people like you that have money or capital or credit can come together you can talk to each other you can Network you can also get access directly to us looking at your deals and vetting them and actually giving you quotes to be able to get the money that you need to buy the real estate or the business that you want it’s an incredible place there’s over $5,000 worth of business stuff there the $43 million that I’ve learned in business is all in that course plus we have a M’s in real estate course and tons of courses that all come with origin of opportunity which is incredible so I don’t want you to miss out on it my thing now I’ve made it four times my whole goal in life right now is to help you lift you up so that you can succeed that’s why we’re also doing an in-person Workshop this is a blueprint to Financial Freedom it’s incredible October 11th we’re going to have it here at the Mansion $2,000 you get $110,000 worth of value right here and maybe you don’t want to network with everybody here at the house then you can do it virtually online 600 bucks which I’m telling you straight up because if you really understood how much value cost me $43 million everything in here is yours so you don’t have to pay the price also down below grab your free stock it’s incredible they a link they want you to become invested in stock I think it’s a good place to start also with Mumu don’t forget to do that and if you need money for Real Estate or for a business we got epic 99 we’re buying businesses with you but you got to get your credit score to 680 and you got to stop playing this game if you want to work with me and partner with me you can’t be living like this right like the old way you have to be living like this so start playing the credit card game don’t let the credit card game play you my name is Andrew cartrite I love you

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