“BE CAREFUL! This Is Serious…” – Robert Kiyosaki’s Last WARNING

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[Music] be careful this bubble right now is a bigger bubble than 2008 this is the everything bubble this is going to be the biggest crash in world history and the good thing about being older is you have some history behind you is you have a football stadium and it starts to fill up with water one drop at a time when do the people in the stands find out it’s too late the Magic Eye dropper that you squeeze out one drop and it doubles in size every minute it’s something like 50 minutes yeah the point at which the people can see the field beginning to fill up with water and notice that there’s going to be a problem I think it’s at 45 minutes so only 5 minutes to go that just the infield is covered by like 3 ft of water and you go from just being able to see a little of it to the entire thing being filled up in just 5 minutes and the whole point of that is with exponential functions like so many of the problems we Face are by the time you can actually see the problem it’s way too late to actually avoid it at that point your choices are really just about how you going to manage this that’s about to slam into you so being the old guys like the story is always the same what’s her name Kathy Kathy Wood from Mark they all say the same thing this time it’s different this is the new economy how many minutes are left in terms of things like when we’re going to have to really deal with the repercussions of the tremendous and excessive amount of debts that we built up in the system that are basically we pulled so much of tomorrow’s Prosperity into today stealing it from future Generations we’ve been trying to avoid those repercussions over the past many decades ades by money Printing and kicking the can as far as we can financially I honestly think we’re in those Final 5 minutes I think we can certainly see the infield is filling up with water I would say it’s more than 3 ft deep at this point now is it going to be 2 years or 10 years it’s probably going to be I would say maybe a little closer to 10 than two but it could be anywhere in that window at the end of the day what’s going to happen is going to be a default on our obligations and the question is is are we going to default because we’re going to stand back and let the debts collapse which was sort of the deflationary austerity side of things or or are we going to inflate our way out by just printing so much money to meet the debt obligations we just kill the currency and if you had to force me to choose between one of those two I would pick the latter I think politically inflating is always the more preferential way even though you get to the same destination at the end right so again there’s an advantage of getting older all I’m saying and Jim rcks and I were just laughing our butts off you know going we’ve heard all this before but we were down to the last four minutes and the question is are you going to keep doing the same thing I think that’s our question today but I’ll give somebody else some other ideas how bad this is and why being old might be better is that we are just coming out of the longest Bull Run in history started in 2011 and at 2011 I made the biggest fortunes of my life because that was the MBS morgage back Securities and the CDO crashes the real estate crashed and I backed up the truck and I borrowed $300 million to buy the best real estate all across the Southwest I’m watching all these young guys you know they entered the longest bull market in history you know they’re walk around in diapers in 2008 and now they’re on YouTube with their channels and they’re talking about this they’re talking about that they’ve never seen a crash and this is going to be the biggest crash in world history and these guys are giving advice so it’s my way of saying to your audience find out how old they were when they were wearing diapers and be careful who you’re taking advice from how old are they because this is the largest longest bull market in history I look at some of these young kids you know and I own some Bitcoin owns some ethereum but they’re all saying the same thing this time it’s different you know the Federal Reserve Bank I can’t believe that I mean people say don’t fight the fed and all this but my question to everybody is this can the FED print oil can the FED print gas I mean gasoline can it print food but everybody sits there and they’ve been brainwashed by Wall Street to go do as a Fed tells you to do well you got to be kidding me those guys are the three stents Janet Yellen Biden and Powell you got to be kidding me why would you listen to them you know just like they eventually created the inflation they were looking for but just got way too much of it I think they’re going to get the same demand destruction they’re looking for just way too much of it again I don’t know thing out of being old you know because I remember vulker saying it’s gonna Crush so he raise interest rates right so Powell is now channeling the spirit of vulker and you know when vulker crushed inflation debt to GDP was 30% and today it’s 125% if you believe the numbers so if he channels vulker and other thing about history will tell you this there’s never been a soft Landing it’s more fed talk I’m just saying you know be careful the age of the person you’re listening to because most of these guys on YouTube today were in diapers in 2008 and this market crash I’ve made more money in the last three years in my whole life and so that’s what I want to talk about with you today is that there’s other ways of looking at investing you know but to think that Powell is going to save you when as you may know the reverse rapo Market is running at two trillion a day to right two trillion a day and people are listening to Powell you gota be kidding me and look at Janet yelling oh my God I own no stock spons mutual funds ETFs I do not touch paper I’m not saying that you shouldn’t but I saying people have been brainwashed by the fed the treasury go to school get a job pay your taxes get a high paying job and invest on the longterm in the well Diversified portfolio stocks bonds mutual funds ETFs it was in 1974 when I came back from Vietnam and two- tour Marine helicopter pilot I saw communism at work it was not pretty and I come back in 1974 they passed aressa aressa stands for 401k right now or IRA and I went oh my God they’re funneling My Generation the Boomers into the stock market and they don’t know anything about money and in 1974 the biggest Exodus was school teachers suddenly becoming financial planners I watched it in horor that’s the poor leading the blind and today we have baby boomers we’re hoping the stock market stays up in their 401K just as social security goes bust you think that’s an accident that’s all I’m saying I’m just a marine I’m a dumbass Marine lieutenant you know flew the gunship went down three times but today I listen to this and I go oh my God how can we be that stupid because they went to school we did as we’re told don’t fight the FED do what the FED tells you invest the longterm well Diversified portfolio stock spots mutual funds ETFs and don’t worry Powell is now channeling vulker when the debt to GDP is 120% you got to be kidding me so when they were dropping the interest rates I thought I went to heaven because I buy apartment houses I own 13,000 apartment houses every time the FED dropped the interest rates it Jack the value of my properties up but I also improved the properties and I refinance out so today I own no money in any of my properties 13,000 units all throwing cash cash flow positive it’s also called an infinite return and I got hammered by the New York Times because Rich Dad never went to school but my poor dad was a PhD who stood for poor helpless and desperate he was in charge of Labor Union he was prot tax he was Pro tax to Rich sounds like ALC to me do you know what I mean I’m listening to this I’m going my family oh my God so in 1965 I leave Hawaii where I went to school I go to school in New York and my economics teacher is a West Point graduate who flew b7s in World War I and instead of having us read malus and Ricardo he had us read Marx Stalin and Ma and the theory at military school is know your enemy so I understand marks fairly well the Communist Manifesto 1848 that was 19 1965 1966 my first trip to Vietnam I’m carrying bombs to Vietnam a victory ship sailing out of San Francisco Harbor and then I saw communism first I went oh my God I could see the future we’re eventually overrun by communist and so in 1930 the Frankfurt School out of Germany which is Marxist institution sent teachers to Columbia University Teachers College in 1930 that was stage one of Communism and they had to influence our academics first and I lost so many friends and all Marine the saddest days of my life is standing on the deck of my aircraft carrier and my friends don’t come back and never see them again their aircrafts are shot down they’re still Mia and I get sped on hit by eggs and all this stuff but that woke me up so I started studying more what is happening in America so as I said I use debt now to get rich and then I invest in hard assets so that’s we can talk about my point of view here is ladies and gentlemen I would question what you’ve been taught from school that’s all I’m saying in a bull market even idiots feel smart absolutely I think that’s one of the best saying I’ve ever heard because I’m listening to all these idiots you know after 2011 you the market crashing away because the repo Market went bad in the repo Market is the credit of lemman brothers and bar Sterns was bad so they hammered it’s a long story my friends are all inside that world but then when it came back out they just started pumping money and what they did was they kept printing more money to save a bad economy it was already crashing again in 2011 but they kept printing money and today we’re going to pay that price they are beginning to bump into some sort of immovable limits here and again we’ll find out pretty soon whether that prediction is right or not I use debt because debt is taxfree money what I did was I’d rehab my apartment 13,000 of them I just kept buying more with the cash flow and I’d refinance out as interest rates dropped so I’m in good shape now then I took them set all interest rates right now so I use debt I don’t flip houses remember all those guys were flipping everybody flipped they were stupid stupid when the moment you flip you have a tax consequence I never flip I finance out this taxfree money and not only that is when I started investing I had to invest at 12% interest rates and that’s why I said being an old guy has advantages because these guys are crying the blues at what 5% oh give me a break move to Gilligan’s Island and play the ukulele or something you know what I mean because every time I borrow more money to float my properties there’s three types of tax payers like an appreciation depreciation amortization so I zero out so my cost of money is my tax on debt is zero but I don’t have any plans on going to jail and dancing the hoola for some guy you know what I mean I’d rather stay out of jail and make money so I make let’s say I make a million dollar I have to buy a $4 million apartment house then appreciation depreciation amortization wipes out my income from my business the FED cannot print beef so I started when Biden took the eone XL Pipeline off my oil I was selling from the ground which is a tax break also went from $30 a barrel to $130 oh my God this guy Biden is going to bankrupt us I’m not saying him but there’s somebody who wants to bankrupt because oil is a lifeblood of civilization I worked for Standard Oil of California as a tanker officer when I graduated from school I understand oil I was on the Alaska pipeline and all this I’m like he’s screwing us so when he raises inflation the poor in middle class will go broke and that was just done as soon as he he was being done before he took office and so I’m looking at this this guy’s going to sell America down the drain and saying it’s him but somebody wants us to go broke and I’m watching this going oh my God so what else can I so I have oil wells I get tax breaks for those because I don’t invest in oil stocks I work for standard oil but I don’t invest in standard oil I invest in the oil on the ground I’m a wildcat everybody says don’t do it I don’t recommend it but I like doing it gold mines don’t do it I like doing it but the biggest thing of all is food and so my friend who has a school system in California he had to run from California because he got tired of being in the People’s Republic of California so he moved to Wyoming and bought this huge Ranch and he says oh my God I never knew there was so much money in Wu cattle I’m went what so I go I was up in Wyoming inspecting this Wu Bull and the good thing about is a real Japanese Wu bull there’s American Wu bulls and Japanese Wu Bulls but for some reason you know how brands are Wu is a brand like Ford or Chevy Wu beef so I stood up on stage the other day I said well I’ve always wanted to be a Japanese breeding bull but I bought a instead nobody laugh every time that bull has you know I’m talking about a breeding bull I don’t want to own the cattle I just want to own the seen there’s more opportunity today than ever before but not if you’ve been brainwashed into going to school getting a job paying taxes live Deb free and invest in the stock market you know this bubble right now is a bigger bubble than 2008 this is the everything bubble is going to be not only stocks bonds but also credit but there more opportunity is going to come out of it and that’s what I’m saying be careful who you listen to cuz your best asset but also your biggest liability are the ideas in your head and be careful who puts them there Marcus go up and Marcus come down it’s coming down and then we’re going into depression and then we go into Revolution and that was the first time I saw history of what I was taught at the Academy in real life I went oh my God this stuff about Marx Lennard miles Stalin Hitler is true Marx had one thing is it was the abolition private property other words we could own nothing and as a capitalist that kind of upsets me a bit you so they want to take all of our private property away and it would then go to the state and that’s why when you study communism and Marxism it’s a centralized economy in military terms was called command and control it went to military school so it’s a command and control economy where the government tells you everything so that’s why the Federal Reserve Bank is part of a communist thing it’s a central bank and the central bank is not America it’s not a bank and there’s no reserves in it and it’s a the FED today is the third Central Bank and for history since Jefferson and those guys they kept saying we cannot have central banks but because our academic system is basically Marxist you know most School teachers are marxists they just don’t know it because they didn’t study Marx like I did I’m a capitalist I just I don’t have a job I don’t have a paycheck it’s so opposite cuz that was my Rich Dad teaching me and my poor dad said get a safe secure job so the mindset that’s a completely opposite I hate to say that if you study Marx Lennon Stalin Hitler and Mau the central bank is uh marks and Lenin said if you want to destroy the economy you want to destroy capitalism debot the currency so in 1971 just before I went to Vietnam Nixon took the dollar off the gold standard but they don’t teach you that you see our system is communist and I hate to say that because I’m a marine I went to Vietnam twice I fought for this country went to military school like I said my family were locked in internment camps all you Communists out there check this stuff out I am a billionaire in debt you know why because I get tax breaks for borrowing money and the reason I am so rich is because I’m in debt and my friend Dave Ramsey says live debt free I’m going well you’re an idiot I mean he’s my friend but I say Dave I like debt he says I know but most people can’t handle debt I said I agree but that’s why there’s no Financial education in schools cuz if you knew how to handle debt you wouldn’t save that crappy dollar you have in your hand I’d rather borrow the money tax-free I have to invest it to make more money everybody thinks it’s real estate stocks you know when I talk to most idiots out there they go oh I have a 401k I go well you’ve been sold the bill of good sweetheart the government sponsors this 401K I said no the Federal Reserve and Wall Street sponsors it if you study history 1974 there was an act called the aressa ACT Employee Retirement income Security Act that led to a thing called the 401K and that was in 1974 just after Nixon took the dollar off the gold standard and then the economy could boom through the stock market so do I own any stocks no cuz I’m not a communist I am a capitalist I don’t have to buy stocks I invent my own that’s what capitalists do the more money I borrow the less tax I pay so what happens so let’s say let’s say I own a commercial building I buy it for a million dollars goes up to $10 million most guys would sell it the moment you sell let’s say a basis of 1 million to a basis of 10 I have a $9 million capital gains so instead of selling it and flipping it like those flippers do I don’t flip I don’t sell see the moment you sell as you know as an attorney you’ve now executed a capital event a taxable event so what I do let’s say I buy a property for a million it goes to $10 million I’ll borrow out five taxfree it’s going to crash we’re on a depression right now A recession is two quarters of declining growth but a depression is suboptimal growth so you could have let’s say your GDP should be 4% which you’re operating at 2% that’s a depression people don’t know history is that what happened on September 17th 2019 there was a crash in the repo Market the average person has no idea what the repo Market was that what happened in 2021 there was so they pumped up so the last time there was a crash in the repo Market was 2008 so I’m sitting here in 2019 September 17th said my God the repo Market crashed and then a few months later Co appears I’m like oh my God here it is repo Market is I call it the pawn shop it’s where people go in there and they what happened at the repo Market is a Fed starts pumping money into the commercial Banks like American I mean a Bank of America and those guys well as Fargo so they started pumping money into the banks because the banks were empty that’s what happened uh when Leman Brothers went down and didn’t have enough cash in them but it’s not even goes into the economy it stays within the banking system so what happens in a reverse repo so 2008 was a repo 2019 was a repo and what happened in 2021 was a reverse repo the money started coming out of Banks and going back to the FED now the average guy what does that mean it means that the commercial Banks don’t trust their assets their assets are questionable is valuation you valuation is an opinion you know this house is worth $10 million but that’s an opinion so they started wondering what was the true valuation of those so-called assets so the money started coming out of commercial Banks like Bank of America Wells Fargo flowed back into the FED because they’d rather have it at the FED than in the marketplace my friends are billionaires that’s what we talk about the average person has no idea what we’re talking about we have to watch the flows of cash I’ll bet you a million dollars you ask a hundred people what the rapo market is you be lucky of 50 know what it means that’s not a mistake it’s not an indictment against then it’s indictments against the school system it’s criminal I mean the only reason they gave the CEOs all that money is so they could re purchase their stock so let’s say I’m ibbm or Ford you give me a million dollar okay so I borrow 5 million from the Ford’s treasury I buy $6 million of my stock it Jacks the stock price up so mommy and daddy with their 401K ah the Ford Motor Company went up and BR it’s all floating on debt let me just say this much markets go up and markets come down it’s coming down and then we’re going into depression and then we go into Revolution depression is when more jobs loss and they’re going to print more money just as they did to prevent uh when they when fouchy you know fascist fouchy shut down the US economy the whole world economy shut down how can they pay people not to work America is now the largest de nation in history student loan debt is out of sight consumer loan debt is out of sight stock market is all based upon debt the debt to GDP ratio okay was really simple when debt to GDP hits 90% so we have 90% debt to GDP that’s pretty optimal that means every dollar you borrow when it’s 90% the economy Grows by 10% so it’s the 10 to one know 10% ratio the day the jet the GDP ratio is 140% they cannot add any more money to it it’s not going to grow that’s what it means so it’s like a guy who has a house that’s in you know he kept refinancing his house and he loses his job he can’t borrow anymore so that’s what happens when the debt to GDP went press 921 90% debt to GDP today it’s 140% we bankrupt the average guy has no clue what I just said to you where already finished gold silver Bitcoin bullets only reason I buy Bitcoin is I don’t trust my government I don’t trust the Federal Reserve Bank I don’t trust the treasury I don’t trust basement Biden and I don’t trust the stock market now if you trust all four of them have a good life I have goals over Bitcoin so Bitcoin is a bet against the government I’ll say this one more time if study marks a central bank is essential to Communism that’s the FED it’s the third Central Bank we’ve had it came into existence in 1913 in 1913 the Fed was created so was the tax department in 1913 oh coincidence the average guy has no idea that happened one more quick story really quickly I hang out with a friend he’s a billionaire I mean most of my friends are billionaires close friends you know no but we’re billionaires because of debt we didn’t sit there and save our pennies so anyway we said well is there a crash coming so I don’t know we’re looking for a sign from God so right after they kind of lifted all the things on Co we walked into this rest right down the street here in Scottdale and everybody was dressed in evening gowns you know and he looked at me and I looked at him and said the crash is coming I said when you have all these old guys like me and their wives dress in evening gowns you know the end is near we call it the evening gown theory of Economics everybody no just before every crash people are the happiest and then they get really depressed and that’s when the capitalists get rich because everything goes on sale and so everything’s opposite there’s always the three sides to every coin heads tails and the edge of the coin and I stand on the edge boom and bust and all this but anyway everything is opposite there’s always three sides to a coin heads tails and Edge and intelligence is found the edge and a trouble with opinion is you have to take a side so Americans would not support us in Vietnam our own media betrayed the troops on the ground you think the media still lies to people of course marks they’re run by China I mean how can we have two national anthems today that was Marx he was a racist if you just study history but our school system they only report one side so when I come taxing back in 1973 coming back one year in Vietnam and I get spit on hit by eggs my own baby boomers friends I come home I get spit on at school in Hawaii and all this they turned the media turned against us the soldiers the Marines the sailors the women the men it was horrible and they don’t understand that socialists killed the Mo’s people in history we just went to defend it

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